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Refinancing your current mortgage can be a great way to improve your finances. Refinancing can help lower your monthly mortgage payments, pay your loan off sooner, or put your home's equity to better use. Maybe you would like to use that money to fund college tuition, make a down-payment on an investment property, or renovate your current home. Whatever your purpose, we're here to help. Let us simplify the process for you.NOTE: Refinancing an existing loan may result in finance charges being higher over the life of the loan. Reduction of payments may reflect a longer term.