Home Refinance Page

Refinancing can help you accomplish many different goals. The most common reasons to refinance include reducing your interest rate or payment, converting from an adjustable to a fixed rate, or pulling cash out of your equity to consolidate debt or im...

Home Sweet Home Loans Article

Home Sweet Home Loans“Choose a job you love, and you will never have to work a day in your life” -ConfuciousLove is in the air this Valentine’s Day, and we’re celebrating our one true love—the mortgage industry. It may s...

Do’s and Don’ts of the Mortgage Process Article

Do’s and Don’ts of the Mortgage ProcessIs purchasing a home on your to-do list? If you’re like the majority of homebuyers in America, you’ll be taking out a mortgage to purchase your next home.Here’s a list of do’s and don’ts to follow throughout the...

Jumbo Loan Product

Loan amounts exceeding the conventional limitsPrivate mortgage insurance not always requiredAs little as 10% downFinancing available for primary and secondary residences

Get to know the professionals of the homebuying process Article

Get to know the professionals of the homebuying process If you haven’t been through the homebuying process before, you might be surprised to learn just how many professionals are involved in the process. These professionals will help to simplify the ...

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Don’t Let Student Loan Debt Hold you Back from your Homebuying Dreams Article

If you recently graduated from college, chances are you have some student debt. But that doesn’t mean you have to let your debt get in the way of #lifegoals, like buying a house. You might feel like your student loan debt is taking over your li...

Loan Types Page

Tasting Wine & Loan Design Article

Tasting Wine & Loan DesignA good wine has a smooth finish just like closing your loan with a local lender. Other similarities? Taste in wine is unique to each individual, just like your loan. No two customers are the same, just like no two vintag...

Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Exciting news for home buyers and investors!Fannie Mae has just announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.This means that purchasing a multi-family home is no...

Important Financial Steps to Prepare for the Spring Homebuying Season Article

Are you considering buying a home this Spring? Spring is a favored time for buying a home due to the pleasant weather, greater property selection, and ideal timing for families with school-going children. But the spring homebuying season is also a t...

About RW Towne Mortgage About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

Careers Page

Conventional Loan Product

Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms

What are Points and Should You Pay Them? Article

What are Points and Should You Pay Them?Mortgage points, also known as points or discount points, are optional fees that you pay to the lender to lower the interest rate on your loan. While you will pay more upfront with points, you will pay les...

Get Your Mortgage at the Speed of Life Article

Get Your Mortgage at the Speed of LifeWhen you’re going through the homebuying process, you want a lender that can work at the “speed of life.” That means technology and communication that allow you to easily apply for a mortgage anytime, anywhere, a...

Renovation Loans Loan Product

FHA and Conventional options availableFinance minor or major renovationsFor purchase or refinanceFHA options for as little as 3.5 percent downFinance the purchase and renovation in one loan

Don't Fall Victim to These Scary Homebuying Mistakes Article

Don't Fall Victim to These Scary Homebuying Mistakes Buying a home doesn't have to be a scary process as long as you choose a trusted local lender, listen to the guidance and advice of your loan officer, and avoid these common homebuying mistake...

Congratulations to our 2021 Scotsman Guide Top Originators Article

We're proud to announce that the following Towne Loan Officers have been named Top Originators by the Scotsman Guide:Loan OfficerCompany NameTotal 2020 Volume Ray Shanahan  TowneBank Mortgage $156,801,207 Phil Jawny ...

Mortgage Pre-qualification Page

Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...